Pay lets you send crypto to friends quickly, securely, and with zero fees, all on our X Layer network. Payments are even more seamless with our instant messaging (IM) feature. For group chats, you can send crypto using gifts instead.1.

By combining top-notch security with advanced cross-network compatibility and convenient features like fee-free transactions on X Layer, Pay account make it easier than ever to manage your crypto.Do I have to have an OKX exchange account to have a Pay account? Yes, you need an OKX exchange account and completed identity verification to create and use Pay for sending and receiving crypto.What can I do with my Pay account?

Decide if you want the gift to be split evenly among your friends or randomly with different amounts. (Optional) Add a custom message to personalize your gift. Tap Send to share the gift in your group chat. Your friends will need to open and claim the gift before it expires — and while there are still gifts available! Learn more about Pay here, the new way to send crypto.

To qualify, you must: Be a verified user with an active OKX account. Hold 1 USDG on X Layer in Pay. We reserve the right to modify or discontinue the rewards program at any time. Refer to the Smart Account Terms for details.2. How do I earn rewards on Pay? Earning rewards is easy: Activate Pay and complete identity verification Add at least 1 USDG on X Layer to your Pay balance. Hold your stablecoins and earn rewards automatically.